Insurance Adjusters: Working To Affect Your Personal Injury Settlement
Personal injury accidents occur every day around the Los Angeles area. According to the National Center for Health Statistics, around 29 million people visited the emergency room for unintentional injuries in 2016. These types of accidents cause a lot of stress in someone’s life because they can cause injuries that could lead to overwhelmingly expensive medical bills.
Injuries from personal injury accidents can range from minor cuts bruises to catastrophic injuries. If you have sustained injuries due to the negligent or reckless actions of another individual, contact a personal injury attorney at Los Angeles Injury Group for a consultation. Talk to our knowledgeable attorneys about the opportunity to file a legal claim and receive compensation for your injuries.
Oftentimes insurance adjusters will try to get involved in your personal accident case. These insurance companies are looking out for their best interests and aren’t always trying to fight for the legal rights of injured victims. A trustworthy personal injury attorney at Los Angeles Injury Group can help you investigate your accident and file a claim on your behalf. Our attorneys are knowledgeable in California personal injury law and want to ensure you receive the compensation you are entitled to.
The Purpose Of An Insurance Adjuster
An insurance adjuster is used to investigate the facts and evidence surrounding a personal injury accident. Once they gather all of the information that they need, then they can determine how much they believe the case is worth. Many individuals will go to an insurance adjuster after an accident to receive an estimate. Insurance adjusters do not work for the injured victims they work for the insurance company. This means that they will try to keep the personal injury settlement low so the insurance company will profit. A personal injury attorney works for the injured victims. The attorneys at Los Angeles Injury Group will fight for the compensation that injured victims deserve and they won’t back down until they receive an appropriate offer.
Insurance adjusters seek to settle a personal injury case at a low cost and avoid lawsuits. Typically if a personal injury case has to go to court, a lawsuit is filed, which shifts the decision-making responsibilities to a third party judge. In this case, the jury decides the appropriate settlement. Insurance adjusters prefer to not file a lawsuit because this typically means it costs much more at this stage.
Many factors play a role in determining a settlement amount in a personal injury case. The insurance adjuster will usually utilize the metrics listed below to determine the appropriate damages.
- Pain and Suffering
- Lost Income and Wage
- Current and Future Medical Bills
Intangible damages are a little more difficult to quantify compared to actual costs such as medical bills. The insurance adjusters will spend more time determining the monetary value of the intangible damages. There are two other categories that insurance adjusters will consider when they determine a settlement offer. These factors are policy limits and strength of the case.
Policy Limits- This means that the insurance companies will never pay more than the maximum amount of what is stated in the insurance policy. This means if an individual paid $15,000 in liability insurance, the insurance company will only issue up to $15,000 in compensation or legal fees. The maximum amount of compensation offered depends on how much the individual pays their insurance company.
The Strength Of The Case- This means that if an individual has a strong case with a lot of evidence to back up their claims, the insurance adjuster will most likely offer them a better settlement because they have a strong chance of winning in court. If an individual has a lot of unanswered questions in their claim, they may not be offered as much compensation because their chances of winning in court aren’t as high. It is important to have as much information and evidence as possible when filing a claim and fighting for the maximum amount of compensation.
Hiring an attorney can help you avoid dealing with an insurance adjuster and having them take advantage of you. This will make a statement to the insurance company that you are serious about your legal rights and you will file a lawsuit if you aren’t given a fair settlement. Attorneys are knowledgeable and understand what a fair settlement is. They can assist you in determining the best outcome with the maximum amount of compensation. The attorneys at Los Angeles Injury Group will compile all of your evidence including notes, medical records, photographs, bills, and lost wages to determine the best settlement for your case.
Los Angeles Injury Personal Injury Attorney
Don’t allow an insurance adjuster to dictate how your legal case is resolved. Seek legal advice from a personal injury attorney at Los Angeles Injury Group if you have sustained injuries in a personal injury accident. Protect your legal rights and consult with a highly trained attorney.
Our attorneys will thoroughly investigate your entire accident to ensure you receive the compensation you deserve. We want to help you determine the highest value of your legal claim so you don’t have financial pressures to worry about.
The attorneys at Los Angeles Injury Group are aware of the long-term effects personal injury accidents can have on your life. We want to help you fight for the justice you deserve as an accident victim. Our attorneys will fight for your rights by utilizing special tactics and they won’t stop until a realistic settlement is reached
Our personal injury attorneys at Los Angeles Injury Group will handle all aspects of your legal claim and keep you informed every step of the way. It is important to us that you fully recover from your injuries while we determine your settlement offer. Contact us today at (310)-954-7248 to speak with a personal injury attorney at Los Angeles Injury Group.