Accidents with Uninsured Motorists in Los Angeles
The California Department of Insurance notes that state law requires drivers to maintain automobile insurance policies that maintain the following limits:
- Death or injury of any one person — $15,000;
- Death or injury of more than one person — $30,000; and
- Property damage — $5,000.
Despite these requirements, numerous drivers all over California frequently operate motor vehicles without valid insurance policies. When such a motorist is at fault for causing a car crash, the victims can experience significant difficulties in obtaining the compensation they need and deserve for medical bills, lost wages, and other damages.
What You Should Do After an Accident with an Uninsured Motorist in California
Many uninsured drivers will flee the scenes of traffic crashes—even when they might not have been at fault. In such cases, it becomes even more important for people who have been involved in such accidents to immediately contact the local police department and immediately file a police report.
All parties involved should also seek medical attention. This is true even when people do not think they were hurt, as not only do some injuries display symptoms much later on but insurance companies for negligent parties will also use any delays in treatment to argue that a victim’s injuries are not as severe as he or she claims.
Another important thing to do following any accident is to either take photographs or have a friend or family member take pictures of the crash scene. You will want to have photographic evidence of the site of the collision before wreckage and debris is cleaned up and disposed of.
Dealing With Your Own Insurance Company for an Uninsured Motorist Claim in California
When a negligent driver is uninsured, many victims will file uninsured motorist claims with their own insurance companies. In most cases, this coverage should provide compensation for various damages that would ordinarily be covered by a negligent motorist’s insurer, including medical expenses, lost income, and pain and suffering.
While many people are inclined to believe that their own insurance companies are more inclined to help the same people who pay them monthly premiums, the truth is that all insurers are businesses that are always seeking ways to minimize the payment on every single claim. This includes claims filed by their very own clients.
You should not assume that what you say to a representative from your own insurance company will not be used against you later on in an attempt to reduce or possibly terminate any compensation. You will want to make sure that you immediately seek the help of an experienced Los Angeles personal injury attorney for legal representation in all discussions with insurance agents.
Find an Uninsured Motorist Accident Lawyer in Los Angeles
Did you suffer severe injuries or was your loved one killed in an accident caused by an uninsured motorist in Southern California? You will want to contact the Los Angeles Injury Group as soon as possible.
Our firm will fight to get you maximum compensation for all of your past, present, and future needs. We can provide a complete evaluation of your case during a free consultation as soon as you call (310) 954-7248 or contact us online today.